|Friday, December 31 (observed)||New Year’s Day|
|Monday, January 17||Birthday of Martin Luther King, Jr.|
|Monday, February 21||President's Day|
|Monday, May 30||Memorial Day|
|Monday, June 20 (observed)||Juneteenth|
|Monday, July 4||Independence Day|
|Monday, September 5||Labor Day|
|Monday, October 10||Columbus Day|
|Friday, November 11||Veterans Day|
|Thursday, November 24||Thanksgiving Day|
|Monday, December 26 (observed)||Christmas Day|
* When a federal holiday falls on a Saturday, it is usually observed on the preceding Friday. When the holiday falls on a Sunday, it is usually observed on the following Monday.
There are eleven annual U.S. federal holidays on the calendar designated by the United States Congress. Unlike many other countries, there are no ‘national holidays’ in the United States because Congress only has authority to create holidays for federal institutions. Most federal holidays are also observed as state holidays. Bank holidays are usually the same as federal holidays since most banks follow the holiday calendar of the U.S. Federal Reserve. They tend to use the modern President’s Day for the observance of George Washington’s Birthday.