|Friday, January 1||New Year’s Day|
|Monday, January 18||Birthday of Martin Luther King, Jr.|
|Monday, February 15||Washington’s Birthday|
|Monday, May 31||Memorial Day|
|Monday, July 5||Independence Day|
|Monday, September 6||Labor Day|
|Monday, October 11||Columbus Day|
|Thursday, November 11||Veterans Day|
|Thursday, November 25||Thanksgiving Day|
|Saturday, December 25||Christmas Day|
* When a federal holiday falls on a Saturday, it is usually observed on the preceding Friday. When the holiday falls on a Sunday, it is usually observed on the following Monday.
There are ten annual U.S. federal holidays on the calendar designated by the United States Congress. Unlike many other countries, there are no ‘national holidays’ in the United States because Congress only has authority to create holidays for federal institutions. Most federal holidays are also observed as state holidays. Bank holidays are usually the same as federal holidays since most banks follow the holiday calendar of the U.S. Federal Reserve. They tend to use the modern President’s Day for the observance of George Washington’s Birthday.